Line-by-line statement audit
Our team reviews interchange, processor markup, gateway fees, PCI charges and equipment terms, then explains the findings in a written report.
Services
Payment Processing
A full audit of your rates, equipment, and contract terms, then a modern, secure payment stack — gateway, terminals, and reporting unified around how you actually take money.
Capabilities
What’s included
Transparent interchange-plus pricing
We move you off bundled or tiered pricing to a clear cost-plus structure so every future statement is readable and every rate change is visible.
Unified commerce acceptance
Card-present terminals, mobile and tap-to-pay, eCommerce checkout, hosted payment pages, invoicing, and a virtual terminal for phone orders — every channel accepting into one unified reporting view.
White-label gateway & certified integrations
A feature-rich, developer-friendly gateway with a documented API, certified shopping-cart, POS, and ERP connectors, and a modular approach that meets your stack where it is instead of forcing a rip and replace.
Tokenized customer vault & recurring billing
Store cards as tokens instead of card data, run subscriptions and installment plans, and reduce involuntary churn with an automatic card account updater and intelligent retry logic.
Security, PCI & fraud controls
Point-to-point encryption, tokenization, 3-D Secure, AVS/CVV rules, velocity and blocklist filters, plus guided PCI scope reduction and SAQ completion.
Chargeback & dispute management
Alerts, representment documentation, and root-cause reporting so disputes are answered inside the window and repeat causes get fixed.
Settlement, reporting & reconciliation
Predictable funding and payout timing, batch- and transaction-level reporting, and exports that reconcile cleanly against your accounting system.
How it works
Step 1
Send a recent statement
One or two months of processing statements is all we need to start. No commitment, no equipment shipped.
Step 2
We audit and quantify
You get a plain-English breakdown of effective rate, markup, and fees, with an honest read on whether change is worth it.
Step 3
We rebuild the stack
Pricing, gateway, hardware, and integrations configured around your actual channels and volume.
Step 4
We stay on the account
Ongoing rate monitoring, dispute support and a real person to call when something breaks.
Common questions
Before you get started
All-in-1 Commerce coordinates on behalf of clients with authorized service providers. Approvals, pricing, contracts, underwriting, fulfillment and support are determined by the applicable provider. Results vary by business and are not guaranteed.
Start with a free cost review.
Our team reviews your carrier invoice and processing statement and prepares a written savings report within 5 business days. No obligation.